Friday, May 6, 2011

Connect to Care Dallas


Paying It Forward Internet

clipart of a hand reaching out to another handIt is incredible the amount of information that the Internet provides to us on a daily basis. On a personal note I had a friend contact me recently about a mutual friend in need. It was in the course of searching the Internet for the needed assistance that I landed on a website brimming with information.  The name of the organization providing the information is Connect to Care Dallas and it is accessible by clicking on the link.

Connect to Care provides a service directory database of local and State community resources that provide assistance for the aging and disabled. Having a starting point can be the best resource you could provide someone in need.

www.teralmcdowell.com


Links of Interest:

Home Buying Process

§ 2 Ps

How to get Your Free Annual Credit Reports

Putting the C in Market Anaylsis, CMA

My Personal First Time Homebuyer Experience

Success is a S Word


Success means having the courage, the determination, and the will to become the person you believe you were meant to be. 

 

 

Posted via email from teralmc

Thursday, May 5, 2011

Name That Plant



blooming Plants of Collin County

I think this is one cool plant! I see it in abundance. Its long spray that extends high above the plant itself tends to catch my eye. I like its coral color. I find myself admiring it more so than normal this year and wondered what the name of the plant could be. A close observation would have me guessing that it belongs to the cactus group.  Do you know what the name of this plant is?

Meet Murphy's Newest Neighbor!

photograph of field adjacent to Sonic Drive-InOver the past couple of weeks there has been much talk around town about the new neighbor coming to the small community of Murphy, Texas. On one hand it’s exciting but the other hand keeps looking at the worries about the overall impact on the community which is big. So who is this new neighbor that is kicking up so many emotions and planning to move into the empty field adjacent to the Sonic? Walmart - in all its super-store grandeur.

Surely the big boys know there is a Walmart Neighborhood store directly across the street. Most residents are shaking their heads in wonderment namely because Walmart recently completed a renovation on the neighborhood store. Residents agree that Murphy is just not big enough to support both stores. Yet no one has offered a suggestion or a photograph of Walmart Neighborhood Storeprobable outcome of the Neighborhood store if big Wally decides to park it across the street.

The proposal plans are marching on. It seems that residents will have little say in the matter. The land being developed has already been zoned.

www.teralmcdowell.com


Links of Interest:

Home Buying Process

§ 2 Ps

How to get Your Free Annual Credit Reports

Putting the C in Market Anaylsis, CMA

My Personal First Time Homebuyer Experience

Success is a S Word


Success means having the courage, the determination, and the will to become the person you believe you were meant to be. 

 

 

Posted via email from teralmc

Wednesday, May 4, 2011

Two Ps in the Home Buying Process




Thinking of buying a home? Once your decision is made you are on your way to ownership. The time to start the home buying process is now. Your overall satisfaction in the process of buying could be determined by how well you understand it. Does this have you asking exactly what should be your next step?
clipart of man running waving a dollar billThe majority of home buyers seek the services and advice of a local agent. As your local agent I can provide step by step guidance and practical information from the beginning of the process to the keys in-hand of your new home. Let’s look at what it takes to obtain a loan or mortgage from a financial lender.
There are two P’s in the process that you should know. The first P is prequalify and the second one is preapproval. Both P’s have to do with getting loan approval from the lender of your choice but with different meanings.
Today’s lender’s requirements have been tightened and it is increasingly more important to be preapproved for a loan prior to seeking out that dream home. In days past a person could be prequalified which simply means that you gave your credit information and a generic report was generated based solely on the information provided.
Preapproval requires all the same information you provided when prequalifying but it takes it a step or two further. The lending officer often with the assistance of a processor will seek to verify the information provided prior to giving any kind of approval. Once verification has been obtained a letter of preapproval based on your personal credit worthiness only may be issued documenting the amount of the loan a lender is willing to offer.
This letter of preapproval has become much more significant in today’s buying. Not only are more and more sellers requiring proof of financial ability from a lender before accepting a contract to purchase but buyers’ agents are requiring prior to showing homes.
Getting the preapproval letter creates a win-win situation for all -  the buyer, the seller and all parties involved.
Links of Interest:

Success means having the courage, the determination, and the will to become the person you believe you were meant to be. 



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Tuesday, May 3, 2011

Spray Paint Art


clipart of dog spray painting a brick wallIt amazes me what people can discover and create with their own unique talents. Some are blessed with natural abilities that others, like myself must work to achieve. Those that are creative put their imagination to work for them as did this Spray Paint Artist presented in the video I stumbled upon.

clipart smiley faceWhatever path you may find yourself on today remember that we all have the ability to encourage one another. Make it a great day...smile.

www.teralmcdowell.com


Links of Interest:

 

How to get Your Free Annual Credit Reports

Putting the C in Market Anaylsis, CMA

My Personal First Time Homebuyer Experience

Success is a S Word


Success means having the courage, the determination, and the will to become the person you believe you were meant to be. 

 

 

Posted via email from teralmc

Saturday, April 16, 2011

Tell Me Something Good!

http://e671e19.activerain.com/)">North Texas Real Estate Info Blog
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Tell Me Something Good!

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It's Friday. I like Fridays. Too bad this Friday has a shadow over it. The tax man looms in the background for many Americans. Funny thing, when I thought about it this morning the once popular song TELL ME SOMETHING GOOD popped into my mind. Granted the lyrics have nothing to do with taxes but the chorus resonates with so many Americans who will file their taxes today.


Homeowners in Texas can take a deduction on their mortgage interest and real property taxes. You may be entitled to other deductions such as the homebuyer’s tax credit for the military. Be sure to check with your local tax professional.

Say Mr. Tax Man, TELL ME SOMETHING GOOD!

 


 

 

Success means having the courage, the determination, and the will to become the person you believe you were meant to be. 

 

 

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Posted via email from teralmc

Saturday, March 26, 2011

Bluebonnets 2011

While out and about this morning I came across this home that has allowed the Bluebonnets to blossom where they are planted. It was an unusual sight for this neighborhood. They sure were pretty.
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