Thursday, December 10, 2009
Congress recently passed the bill, the Worker, Homeownership and Business Act of 2009 which extended the First-Time Homebuyer Credit. Don't let the long title put you off in trying to understand its benefits. The bill opens up new opportunities for existing homeowners residing five or more years in their principal residence as well as extending the time to purchase for the first-time buyer (those not owning a principal residence in the past three years).
Some of the things you might want to know about the credit itself and qualifying for it are relatively straight-forward. For example, you must buy or be in a binding contract to purchase a principal residence on or before April 30, 2010. If you do find yourself in a binding contract on April 30th then you must close the deal on or before June 30, 2010 to remain eligible.
Existing homeowners that qualify are eligible for a maximum credit of $6,500. A $3,250 limit applies for married couples that file separately. The maximum credit of $8,000 remains in effect for first-time homebuyers who qualify.
If you are considering purchasing a home please feel free to call me with your questions or concerns and we can discuss the possibilities. Working together we can make a good start for 2010. Extending warm wishes for you and your family during this holiday season.
Sunday, December 6, 2009
Thursday, November 5, 2009
Sunday, November 1, 2009
What a glorious first day of November at Creekside Estates, Wylie, TX.
The community hosts this beautiful pond in the heart of its neighborhood where residents can fish (catch and release) or wander around the walking trail enjoying all that nature has to offer.
If you would like to know more about Creekside Estates or any other community surrounding Wylie, Sachse, Murphy or Allen please give me a call directly (972) 795-2571 for a free consultation on the area's homes.
Saturday, October 31, 2009
photo courtesy of dreamstime
Thursday, October 8, 2009
Thursday, October 1, 2009
Sunday, September 27, 2009
Friday, September 18, 2009
Looking to buy or sell a property in Plano or surrounding areas; call Teral McDowell (972) 795-2571.
Monday, August 31, 2009
Thursday, August 27, 2009
I can't help but wonder if other agents feel the same as I do. You have a customer. You are working hard obtaining the information they have requested from you. You go to your multiple listing site. You define your search with all the criteria the customer has given. Hit input to start the search. You are delighted! The search reveals several homes in the right price range within the right location. The list of homes displays. You make your choice, click on the listing and up pops up all the relevant information for that home except...the picture!
OMG! Sure I might know the general area maybe even that particular area but do I really know the inside of the home. The customer has questions. What if he's already drove by the house, the neighborhood and the general area? What if he is calling you on the phone for the specific bits of information he doesn't have?
I did recently receive one such call that the information was critical to the caller as he had a disabled person living in the home with him. Here I am verbally trying to explain to the caller that the listing agent failed to input pictures It sounds much like excuses and not much like a got-it-together agent; would you agree? So I find myself researching at the speed of my fingers any other possibilities to offer as an alternative should the caller not want to schedule an appointment or even a follow-up call. Three of the five listings failed to produce a home with photos ~ three!
With today's technology let's suppose how difficult is it to take a picture. We have all kinds of options from the disposal cameras, yes they do still exist to the highly paid professionals. As agents, we are told the importance of photographs from our brokers, our associations, our instructors and sometimes our clients. If pictures are rated so high on the chart of necessities in marketing, I can't help but wonder why so many listings are on the servers without images.
Do the agents or brokers that allow these listings to be submitted without photos for days or months on end realize the reduced revenue they are realizing for themselves or their agents? It would make every one's role a little smoother, a little kinder, a little nicer if more of our listings represented all of the client's interest with pictures. All I am asking is that you show me the property.
Sunday, August 16, 2009
Monday, August 10, 2009
Valentine 1999. An all important date in my life. It holds a sweet memory, no pun intended. I had in my hand for the first time keys to a house that I could call home. I don't recall the drive from the closing to the house but oh, how well I remember standing in the middle of the living room with those keys in my hand. I was elated, surprised, overcome with joy and any other expression of happiness one can imagine. And it was Valentine's Day!
The journey began for me when I decided to take action and fulfill my dream of home ownership. It was January and all about new ~ year, home, leap of faith. So I leaped and contacted a mortgage person. They were able to help me determine how much home I could afford to buy. Whew, was I glad that process went quickly and smoothly. Pre-qualifying was relatively painless. I was motivated. I was ready and able. I needed to find a location I was willing to live in.
Out came the map book, highlighters and all the other tools needed to study. I identified several areas I was willing to consider. It was time for the great adventure; exploring the new and unknown areas in hopes that I would consider one home.
Exploring involved driving to each area and scouting out the neighborhoods. First, I drove through the streets on a regular work day. Next, I went back out on a Saturday to those I had not ruled out on the previous drive-by. Doing this really gave me a good feel for the neighborhood.
Having achieved my goals within a week I was ready to meet with a real estate agent. I handed over to the agent my maps and list of requirements in a home. Not being an agent myself at the time I was unaware of what the term meant to be a ready, willing and able buyer. But the agent knew and gladly explained that I had properly prepared beforehand.
My agent advised me that in light of all the information I had shared they would be able to prepare a tour of homes for the following day. The next day was a Saturday and we started out on our tour with seven homes. I knew when we entered the last home I had walked into what would be my new home. It was a good home for me and a fabulous Valentine's day in 1999.
If you are considering making your dream of home ownership a reality please call me. Together we can work through the process of owning a home. If you qualify, you may be entitled to the first time homebuyers tax credit of 2009. The credit could help you in achieving your dream of homeowner.
Sunday, August 9, 2009
Wednesday, July 22, 2009
Monday, July 20, 2009
As a Realtor getting noticed is a big part of our marketing. We generate all forms of media to be seen. We look for ways to distinguish ourselves in order that we gain the clients' business. Unlike the raising of one's voice, these ways of distinction should be a part of who we are as a person.
How do you get noticed? I am okay with being the person not heard over the crowd because I know in the end that things like respect, trust and loyalty win out with the clients.